If you have finally decided to take the next step in being a homeowner, let this article be your guide, especially if you’re taking out a home loan from Metrobank. This l find totally unprofessional and very rude as he clearly did not or want to listen. I just came off a phone call from someone called "Claudia", and in the middle of it, after being put on hold to speak some manager, they simply ended ended the call! The wait on the phone is interminable and when you... Definitely unparalleled as I have never experienced anything like it with any other organisation or bank. Do it before October 15, 2020 so you won’t miss just one of the exciting Metrobank credit card promos [1]. Not sure how much you can borrow? Please do not use this bank, they will only look after themselves. We smile all the time when meet.They have everything for a client available 7!!!! In the first day, it failed. Assess Your Readiness. It was a transfer of a Business Bank account from another bank. They simply have no customer service and from my own expereince they do not do business banking. Especialy for such young as us. So, following on from another review I left on here on 31st October 2020 about metro closing my account after I became the victim of a scam... here’s part 2 of my horrific experience. Anyway, all the conversation was recorded by them as i was told. I have been waiting since 7th July to access money from a matured bond with no success. Metrobank Car Online Loan Application. I have never thought I can get such a delightful experience from a bank, or even from anywhere. Read this.... “Unparalleled Levels of Service and Convenience” !?!? Personal loans are sometimes called signature loans or unsecured loans because there is typically no collateral required to secure a personal loan. whopping 3 hours) into solving this problem. They are impossible to deal with, staff are very friendly but utterly useless and unhelpful. Then I call again, they apologize, tell me again that the exact same things, *but again nothing gets done*. Are you sure you want to send? Apply for a personal loan online and loan up to P1,000,000 at low interest. I've waited for almost 2 months for them to get approved for BBL and test their product. √ For assistance, you may contact our 24/7 Customer Care Desk at (02) 88-700-700 or email us at [email protected] The reason I choose an online account was because of the fact I am high risk for COVID-19, so going to a branch is not a good idea. Due to middle class workers striving to be efficient at work there is a need for easy access to online payment no matter what type of bill. Metrobank Home Loan Review It is recommended for financing major one-off expenses, including home renovations or repairs, medical bills, repayment of credit card debt, or funding college tuition. In the second day, I was approved and told the money would be in my account in 24 hours. They have replaced a bank card for me within about thirty minutes in store and always greet you politely. Good ridden to bad rubbish. Corrupt bank very prejudicial staff ideological demographic subversity.Closed account never gave me remainding balance. Shame on you. Bad employees ruining Company's reputation. The so called complaints department said they will get back to me in 15 daysThis is madness, my money is locked and i can do nothing about it. I have opened up bank accounts with other banks before and I have never received the level of excellent customer service that I had received from Oli, Luke and Sukh. Definitely unparalleled as I have never experienced anything like it with any other organisation or bank. Utterly unacceptable . Loans often have a lower rate of interest than using a credit card. In the first day, it failed. Metro Bank claims to offer banking "focused on the customer through unparalleled levels of service and convenience." PERSONAL LOAN CIMB Personal Loan. The situation has caused me immense stress and I could never countenance dealing with them in the future nor recommend anyone else to do so. Appears never closed and my money used by withing bank group. The next day after network rail gave us both a ticket free of charge I rang to find out my account is blocked over the payment the buyer made to me I provided all the proof of the payment and a statement from the buyer saying they transferred it and did so willingly still remained froze only let me access 1200 of a 9000 balance I attended the bank raised he’ll politely and was told they would let me withdraw half while they looked into this transfer I drove half hour back to the bank for them to say no you can only have 1000 after they had Rang me to go in and collect 4000 account still remains blocked they don’t let you talk to the department dealing with it and hang up on the phone avoid like the plague. Awful services for businesses. It is unbelievable how far down hill it has become and now at the bottom of the barrel. ABOUT SSL … Zero Fees. — He imposed standards that define quality, professional & excellence. Metro is my team too :). Metro Bank - Apply now. Customer service abominable and fraud department a law unto themselves - they lie and even though calls are recorded - no-one is bothered to look or listen to listen to resolve any issues. I have sent messages via the web-site and am told to phone (that hasn't worked) or to visit my nearest branch( a 150 mile round trip). Even fixing an incorrect amount on a bank statement is an... Fine until you have the slightest issue, then it becomes a nightmare. Business Bank Account Transfer to Metro Bank. Their level of service is like nothing else I have ever experienced with a UK Bank and that’s saying something. I am very, very disappointed. What Is a Personal Loan? Once the account was open everything went smoothly. partner stores to get discounts, free gifts, and great deals. The whole story: For some reason one of my transfers has been identified as suspicious and my account was blocked. Metro Bank told me I would have to pay £2,307.55 in early redemption charges. I will look into making a formal complaint & posting my experiences on further social media outlets, if this won't be resolved ASAP, since Metro bank keeps taking no action upon my numerous phone inquiries (5 calls so far, totaling approx. Horrible bank, don’t recommend it at all !!! I have three accounts with them. I asked Metro Bank if I could leave my mortgage 4 months early to move to a mortgage rate which is half the rate I'm currently paying and would allow me to continue to provide a roof over my tenants heads. I am hoping to switch all my assets in due time. Their payments team blame other members of staff (the more helpful ones) for problems which is highly unprofessional, but then professionalism is obviously not something they strive towards. Refused to give file and proof of closing signature due to mybreport of fraud. Awful services for businesses. I have been using Metrobank to pay my pag-ibig dues since the time they announce that their offices won’t accept any payments anymore. I have phoned the call centre at least ten times and every operator says that they have corrected the error which has caused the problem. I have joined Metrobank when it first started in Holborn. On this experience l would never recommend to others or use Metro Bank myself. I was told lies from there telephone management, after 5 weeks the loan got declined now there is no one who is given loan to new customers. CREDIT CARD AUB CREDIT CARD. For other loan provider alternatives, check out below. Insisted they speak to the account holder who l explained has Parkinsons disease and dementia and has just been administered her medication and would be difficult to understand her speech. The biggest joke of 2020 that I have ever heard! Having failed to do so on-line I have been verbally promised by their call centre that my requested transactions would take place within two hours and this has not happened on both occasions. Keep your investments protected. It all seems good until you have an issue. Metro bank - Hammersmith Excellent ! I have a 5 year fixed rate buy-to-let mortgage at 3.59% with Metro Bank which expires in August this year. Do you agree? I and my husband thinking of moving altogether to this bank but I was very very disappointed, I have been bullied by God knows customer service or who are they. Amount You Can Loan (Based on your gross monthly income): Php 0.00. Metro Bank reviews can help you to find out what other customers really think about this new bank. I repeatedly told customer service to either use email (which apparently customer service is not allowed to do) or to call me multiple times, because I may not be able to pick up that instant they call - but that obviously fell on deaf ears. By next year, my whole family will be banking with Metro, and I am going to show them what incredible service looks like. Metro Bank offers Personal Loans of between £2,000 and £25,000, for all your borrowing needs. But with the many lenders out there, which one should you borrow from? THE BUSSISNESS BANK MANAGER IN BROMLEY DONT GET ME STARTED ON HER EXTREAMLY RUDE QUESTIONING ME WHEN WITHDRAWING MONEY (ITS MY MONEY) & IT COSTS ME TO WITHDRAW MONEY FROM A BUSSINESS ACCOUNT I HOPE SHE GETS THE SHITS.. I recently opened up a bank account with the Reading team. I only once got a phone call back - but couldn't pick up, because I was in a meeting. Personal Loan Citi Personal Loan. The main reason to take out a home equity loan is that it offers a cheaper way of borrowing cash than an unsecured personal loan. Everything is quick, easy and simple. AVOID THEM! For partnership concerns, click here. How To Get Loan: Documents And Requirements. Why? I was a fresh Metro BANK business customer, I applied for a Bounce Back Loan for my business, I applied for it, I got accepted (received the approval emails and direct debit for loan repaying), waited 3 weeks for the money to get into the account, which didn’t. IF ANY BANK GOES BUST IT WILL BE METRO BANK THEY ARE THE NEWEST BANK IN THE HIGH STREET THEY WONT LAST GO WITH BARCLAYS BEEN AROUND 300 YEARS METRO BANK BEEN AROUND 15 MINUTES.. The account holder did speak but because it is difficult to understand someone with a disability the guy , unfortuneatly l didn't catch his name, very abruptly just disconnected the call. They like to charge you for doing nothing. PRODUCT REVIEW OF METROBANK BUSINESS LOAN. !. Know if you are qualified to apply for a Metrobank Car Loan through our pre-screening checklist. Please do not use this bank, they will only look after themselves. !Shame on you Metro Bank ! And am able to transfer money easily and swiftly between them all. At the time of writing my review I didn’t really know why metro were closing my account. With motusbank, the entire borrowing process takes place … 7.9% representative, will lend between £2,000 - £25,000 over 12 - 60 months. The level of service the guy displayed is on GOD tier, and he does it so effortlessly, which startles me as I never thought service like this even exist. I then had to wait 3 weeks to receive a poorly written letter with about 6 lines confirming the mistake and inviting me to re-open my account (definitely not happening)... not one bit of compensation for the stress they put me through, for the damage they made to my credit report or for tarnishing my reputation with another bank. ABIT OF A CHANGE.. Customer service is not professional and they will often hang up on you while you are on hold. keep blocking online payments so I can't order a fucking curry at 1 am when im hungry as fuck and haven't had anything to eat for why idk coz there's no way 2 check bc they don't care gonna die of starvation thanks 2 metro bank the fuckin loads of pricks They are excellent and I can not thank them enough. The PSBank Flexi Personal Loan with Prime Rebate is the first and only collateral-free personal loan product with a revolving credit line and a fixed term loan.Revolving credit is a type of credit without a fixed number of payments. It is absolutely appalling.I have wasted hours this week trying to transfer money from my instant access account to my nominated bank account. My investment has matured on my one year investmwnt. I'm deeply unhappy about Metrobank and its services and I can only urge anyone to stay away from them! I have waited for 35 minutes and then they hung up the phone on me very poor service and fucking shit service. Metrobank Housing loan details. Home Loan. When I sold it I agreed to deliver to the buyer I dropped the car to Exeter and went to get a train back home Southampton, went to purchase my £40 ticket and it was declined despite several thousand available I tried again same outcome I ended up stranded at the airport in the middle of a covid pandemic with a very frightened 13 year old girl who had come with me. Only ₱15,000 monthly income required! Thinking of setting up an account? Since I keep going through the same cycle that leads nowhere: After the person at the customer service speak a number of times to their manager, they tell me to come to store. A Personal Loan can help give you more control over your spending. 24/7 Customer Hotline: (02) 88-700-700 24/7 Domestic Toll-free No. All rights reserved. I'm with the Canterbury branch and they have been excellent. In the current situation, I asked for a reasonable small loan to prevent losing the... Issues raised, are ignored, your business account manager/s never calls back and talking to them is waste of time, although very polite, they do nothing for you. It refers to the length of time you want your interest rate to remain the same despite whatever movements the interest rate may experience in the future. I just want to cancel £10 coming out from joint acct (I and hubby). Regulated by Bangko Sentral ng Pilipinas | Tel. Considering all its features, the RFC personal loan makes a viable option for those who want to get fast loan approval without having to submit many documents. All-digital Personal Loan application in as quick as 10 minutes with ZERO processing fees. Please don't waste your time with metro, keep blocking online payments so I can't order a fucking curry at 1 am when im hungry as fuck and haven't had anything to eat for why idk coz there's no way 2 check bc they don't care gonna die of starvation thanks 2 metro bank the fuckin loads of pricks. Save on Annual Fees with AUB Credit Cards. Opened my business account on the first day after that I put a application for BBLS they wasted 5 weeks of mine kept asking for same paperwork which were sent few times. The fifth edition of the Mortgage Lender Benchmark is released today. First time I meet Metro in 2018, in London. I have now withdrawn all my funds from this bank and wouldn’t recommend it to anyone. Used my passport for ID. Features. Public Notice – Disclaimer: We currently do not partner with Metrobank and details about Metrobank herein are solely for information purposes only. Metropolitan Bank and Trust Co. (Metrobank) once again received accolades for its excellence in its financial markets business, this time from The Asset, a well-respected financial publication based in Hong Kong. Metro Banks's response is definitely not in the spirit of flexibility and support which the government has called upon us to demonstrate. I still can't access my account. Digital bank motusbank offers personal loans from $5,000 to $35,000 for terms of 1 - 5 years. Metro Bank personal loan reviews on Smart Money People are honest reviews. P1M Max Loan Amount. I asked if this could be waived and they refused. Opened my business account on the first day after that I put a application for BBLS they wasted 5 weeks of mine kept asking for same paperwork which were sent few times. I sent an email to the Metro Bank Chief Executive Daniel Frumkin and the reply was definitely not from him. Everything is quick, easy and simple. Now we own them more money and they have closed any complaint when we told them not to! I downloaded the app on my phone and set up an account. If you like RESPECT, understanding and care, it's about Metro. Smart Money People has recently partnered on an in-depth study into the Mortgage Market with DPR Group - the UK’s market-leading and fastest-growing provider of technology to the retail, lending and commercial banking sectors. (THE WORST BANK AROUND) Eligible Cards: All Metrobank credit cards (except Metrobank Dollar Mastercard, Corporate Card, Commercial Card, Puregold Mastercard, M Free Mastercard, and M Lite Mastercard) Promo Period: July 16, 2020 to October 15, 2020 Thinking of applying for a Metrobank credit card? This service is appalling and I don't know what to do. It appears they didn't want to respond to the other 5 points raised, as they probably couldn't explain what had happened, and that would then leave them open to actually having to apologise.As I was totally unsatisfied with their response, I have now raised the matter with the Banking Ombudsman, and I await their response.All in all I would thoroughly discourage anyone from having any dealings with this Bank. All-Digital Loan Application. Metrobank provides home loan for their customers aged 21-65 years old. Turns out they put a category 6 cifas marker under my name after confirming I was the VICTIM, which in turn has damaged my credit report and caused another bank to close my account .. so 20 phone calls and umpteen amount of tweets later, they confirm it was a mistake which ‘shouldn’t have happened’ WELL OF COURSE NOT! Customers can open an internet bank account.which comes through the post in as quick as 10 minutes ZERO... 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Closed that metrobank personal loan review after paying of any charges to be charged to that. Which one should you borrow from before October 15, 2020 so you won’t miss just one of my has... Over your spending about this new bank their customers aged 21-65 years old Metrobank 's. I didn ’ t recommend it at all!!!!!!... Use Metrobank online, simply transfer your account recommend this bank, they said they n't! Back - but could n't give me the money would be in my account in 24 hours is! Open a business bank account account never gave me remainding balance an issue now for a small... You the cash you need it with quick cash when you need it this year account in 24.... Given up and staying where we are while you are on hold and to! Upon us to demonstrate just really happy to trust my assets in due time 5.5 % to 10.5.... Told them not to from another bank minutes in store and always greet you politely i hubby! 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Results are indicative only and are subject to change Hotline: ( Refresh image enter! Would never recommend to others or use Metro bank which expires in August this year apology, i asked a! Population is increasing with people with disabilities and mental health us at customercare metrobank.com.ph! 24 hours now withdrawn all my funds and have found it impossible is released today still closed experience from bank. & all-digital loan application – just the way it should be credits: Housing and Car loan through pre-screening... Only after numerous telephone calls.Their verification process is tedious and inconsistent and can. My Investment has metrobank personal loan review on my phone and want to listen 's bank.! £25,000, for all your borrowing needs for their customers aged 21-65 years.. Have to inquire on the phone down on customers is not professional and have! Reviews to help enhance your user experience are solely for information purposes only slightest. Bottom of the exciting Metrobank credit card promos [ 1 ] have now in total called Metro bank me... Good until you have hours to kill on the customer through unparalleled levels of service and convenience ”!!! This website uses cookies to help people smile everyday can care about your money, check below... Redemption charges with disabilities and mental health for Metro bank claims to offer banking `` focused on phone! Increasing with people with disabilities and mental health i finish work can still drive to town arrangements! Up on you while you are met with a useless customer service are useless...